Those are interesting insights...i also had a similar question. What you've described is not a driveway as most insurers would think of it. Challenges: Hitting a friend's car in a driveway could put a bit of strain on a relationship. I appreciate the same could happen with a private driveway, but the difference is the public's perception of the private drive compared to the private parking space. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. And, heaven forbid, what if a tradesperson was injured in a fall on your communal road?Sadly, scenarios like these happen on private roads like yours. 'Eat out to help out' scheme offers 50% off meals out in August – who's in?Coronavirus Self-Employed & Small Limited Company Help Tesco axes cheap grocery delivery and collection slotsCosta, KFC, McDonald's, Nando's & more up to 12.5% off – who is and isn't passing on the recent VAT cutSummer Sizzlers including £2ish sun cream, cheap fans & £1 disposable BBQsSave money and waste less making your own ice lolliesMeerkat trick: Spend £2ish to get 2for1 at cinemas AND restaurants for a yearMartin Lewis: Money and mental health 2019/20, what a year - 'Stop the Charge', 'Mental Health Accessible' and Covid…Martin Lewis: Payment holidays extended – but should you take one? A parking space which is not adjacent to your property is higher risk for the insurer than your own drive, because you can't see it from your own property and it's far more likely to get tampered with/stolen/broken into/hit by another vehicle. Get a quote. Speak with your insurance agent or claim adjuster to find out if your car insurance carrier offers a threshold before surcharging your policy for an at fault claim. When I lived in a flat and had a parking space in the building car park, the insurer put it down as "private parking area" from their category list and that is what my policy schedule then said. A: Home insurance, as the name implies, covers policyholders in the event that their home is damaged by an insured peril.But it's really a bundle of different kinds of coverage. Imagine the potential damaged vehicle liability if the expensive alloys on a visitor’s new BMW are damaged by an unrepaired pothole. It does not count as "on your driveway" for insurance purposes and you should declare it as being parked on the road. Without a fence or barrier then there would be nothing to stop joe public using/turning/abusing the private space. My understanding is that a driveway is your private land - part of your building plot.I may well be wrong, but I'd imagine that the private space would be classed as public road.A private parking space is essentially still on the public road, even if you own the space. While other insurers argue over claims, we just sort things out.Our underwriting contacts, knowledge, experience and competitive premiums set us apart and support rapid claims resolution.Will you leave public liability on shared access to chance, or make sure the right cover is in place. The two main parts of a home insurance policy are property insurance and personal liability insurance.That property insurance component is further split up into four separate categories: In this article, Part 1 gives the basics on what happens when an accident occurs in your driveway, Part 2 covers what happens if you hit an object, Part 3 details what happens in an accident between two different cars, and Part 4 talks about how your insurance covers other events that cause damage to a vehicle in your driveway. Even if it does, which is unlikely, it won’t usually apply beyond your property’s boundary…Sorting out private road insurance and dealing with claims needn’t be a nightmare. The risk and therefore cost will be somewhere between parked on the road and on a drive.Top 15+ holiday destinations from the UK – which can you travel to hassle-free? Fortunately, whether you call it ‘driveway insurance’, ‘private drive insurance’ or ‘access road insurance’, we can cover you and your neighbours. We think it's important you understand the strengths and limitations of the site. Who would know that a simple thing like a driveway could get so complicated...lolz A parking space which is not adjacent to your property is higher risk for the insurer than your own drive, because you can't see it from your own property and it's far more likely to get tampered with/stolen/broken into/hit by another vehicle.

We even arrange unadopted road insurance – reassuring when you see the state of some unadopted roads… Sorting out private road insurance and dealing with claims needn’t be a nightmare. I was wondering what the definition of "driveway" is in terms of car insurance? It depends on the sort of area you live in.

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